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Terms of Use

The website of Assicurazioni Generali S.p.A. – United Arab Emirates (the “Site”) is an on-line information and communication service provided by Assicurazioni Generali S.p.A. – United Arab Emirates (”Generali UAE”). By using this Site or downloading materials from the Site, you agree to abide by these terms and conditions. By using this Site you will be deemed to have irrevocably agreed to these terms.

Intellectual Property

The contents of this Site are the property of Generali UAE, and Generali UAE reserves all its rights and remedies in respect of this Site. No part of this Site may be copied, reproduced, transferred, uploaded, published or distributed in any way without Generali UAE’s prior written consent, except that Generali UAE hereby grants its consent to you to print extracts from this Site without amendment or change for your personal and non-commercial use only.

The trademarks and logos displayed on this Site are the property of the Assicurazioni Generali group. They cannot be used on a website other than this Site without the prior written consent of Generali UAE (which may be given or withheld in its sole discretion). The Generali UAE name or any trademark including the trademark “GENERALI” cannot be incorporated into an internet address without the prior written consent of Generali UAE.

Nothing contained herein shall be construed as conferring any license or right under any patent, trademark, copyright (except as expressly provided above), or other proprietary rights of Generali UAE or of any third party.


The information on this Site is provided in good faith and Generali UAE believes it to be accurate. However, the data, opinions and information appearing in this Site are included exclusively for the purpose of providing information on the activities of Generali UAE and the Assicurazioni Generali group, and Generali UAE does not provide any warranty in respect of the accuracy of the data, opinions and information contained on this Site and expressly states that such data, opinions and information may not be the most current or accurate information that is available.

No information on the Site is intended as, or constitutes, professional advice, and should not be relied upon as such. Generali UAE do not accept any responsibility for, and disclaim all liability in respect of, the use of, or reliance upon, the information contained on the Site by any person for any reason whatsoever. No person should act or refrain from acting in reliance upon the information in the Site without seeking suitable prior professional advice or contacting Generali UAE directly.

Generali UAE reserves the right to modify the information and the functional and operational use specifications applying to the Site at its sole discretion. In no event will Generali UAE be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses, arising in connection with this Site or any linked site or use of this Site or any linked site, or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Generali UAE, or its representatives, are advised of the possibility of such damages, losses or expenses.

None of the information contained in the Site constitutes a recommendation, solicitation or offer by Generali UAE or its affiliates to buy or sell any securities or other financial instruments or provide any investment advice or service.

The information and services referred to in the Site are not intended to be used, downloaded or distributed in territories and jurisdictions where the provision, use, communication or dissemination thereof would be contrary to applicable laws, rules or regulations of any governmental authority, regulatory organisation or self-regulatory organization, or where Generali UAE is not authorised to provide such information or services. Some products or services described in the Site may not be available in all jurisdictions or to all clients.

The server of Generali UAE is located in Italy. Generali makes no representation that materials or other content in the Site are appropriate or available for use outside Italy. If you choose to access the Site from other locations or being an alien you do it on your own initiative and at your own risk. You are responsible for complying with local laws or laws applicable to you, if and to the extent such laws are applicable. You specifically agree to comply with all applicable laws concerning the transmission of technical data exported from Italy.


Indemnity by you

By accessing this Site, you hereby agree to fully indemnify and to hold Generali UAE harmless from and against any claim brought by a third party arising from or in connection with any use of the Site by you and in respect of all losses, costs, actions, proceedings, claims, damages, expenses (including legal costs and expenses), or liabilities whatsoever suffered or incurred directly or indirectly by Generali UAE in consequence of such use of the Site or your breach or non-observance of any of these Terms of Use.


Generali UAE assumes no responsibility for material created or published by third parties that this Site may be linked to. If you decide to visit any linked site you do so at your own risk and it is your responsibility to take all measures against viruses or other destructive elements. Links do not imply that Generali UAE sponsors or is affiliated with any entity whose products for services are described on those third party websites

Information from you

Any materials sent to Generali UAE, including by e-mail or through the internet, shall be deemed to be the property of Generali UAE, and, subject to any separate agreement by Generali UAE with its customers or as otherwise required by law, all such materials shall be deemed not to be confidential. Generali UAE shall be free to reproduce, use, disclose, display, transform, create derivative works and distribute the materials to others without limitation. Generali UAE shall be free to use any ideas, concepts, know-how or techniques contained in such materials for any purpose whatsoever (including, without limitation, developing, manufacturing and marketing products incorporating such materials).


A cookie (i.e. a small data file that certain websites may send to your address when you visit them) can be put in some parts of the Site, with a view of tracking user traffic patterns. If you prefer not to receive cookies, you can set your browser to warn you before accepting cookies and refusing them whenever your browser alerts you to their presence. You can also refuse all cookies by turning them off in your browser.


If any provision of these Terms of Use is found to be invalid by any court or tribunal having competent jurisdiction, the validity of the remaining provisions shall remain in full force and effect. Where Generali UAE does not exercise any right or remedy under these Terms of Use, this does not constitute a waiver of that right or remedy. The Website Privacy Statement of Generali UAE from time to time is expressly incorporated into these Terms of Use.

Law and jurisdiction

These Terms of Use are governed by the laws of United Arab Emirates, and any dispute arising out of or in connection with these Terms of Use shall be subject to the non-exclusive jurisdiction of the courts and tribunals of United Arab Emirates. Generali UAE nonetheless reserves the right to take legal proceedings in any jurisdiction other than United Arab Emiates, to protect its interests or to enforce its rights whenever it deems it appropriate to do so.

Assicurazioni Generali S.p.A. is registered (Registration Number 59) under UAE Federal Law Number 6 of 2007, and its activities in the UAE are governed by such law.

We all look forward to a secure financial future.

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